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Student Pay Forex Card
You Send
 

Inter Bank Rate: 1 = ₹

You Pay
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*INR Includes Fees & Charges of ₹

*Plus Government taxes as applicable
GST and TCS are applicable in accordance with the prevailing provisions of the GST Act and Income Tax Act, respectively
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Existing Customer?
Select Card
You Pay
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Travel Destination

1 =

Card Load Currency
 

Inter Bank Rate: 1 =

*INR Includes Fees & Charges of ₹

* Plus Government taxes as applicable
GST and TCS are applicable in accordance with the prevailing provisions of the GST Act and Income Tax Act, respectively
Get a Better RateGet a Better Rate
Rate AlertSet Rate Alert
Existing Customer?
Select City
You Buy
 

Currency Buy Rate: 1 =

You Pay
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*Rates are based on Procurement Costs

* Plus Government taxes as applicable
GST and TCS are applicable in accordance with the prevailing provisions of the GST Act and Income Tax Act, respectively
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Rate AlertSet Rate Alert
Existing Customer?
USD

US Dollar

Buy: 93.11 Sell: 93.1
CAD

CAD

Buy: 66.89 Sell: 66.87
AUD

AUD

Buy: 64.32 Sell: 64.3
SAR

SAR

Buy: 24.8 Sell: 24.79
View all Rates

Get Your United States Dollar (USD) in Just 4 steps

Step01
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Trip Info

Enter the trip details like departure date, arrival date, purpose of travel etc.

Step01

Traveller

Enter the traveller details.

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Step01
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Payment

Proceed with the payment and get your Forex Card / Currency delivered at your doorstep

Step01

KYC

Sign your A2 Form and upload mandatory KYC documents.

GlobalPay Branch Network

Indian Rupees to United States Dollars (USD) Rate Today

GlobalPay allows you to convert INR to USD in seconds through an online currency converter. Our platform gives you accurate INR to USD live rates and helps you convert Indian Rupees to US Dollars with ease. Access the latest exchange rates and get an instant estimate based on your amount. If you’re buying USD for travel, studies, or an international transfer, GlobalPay helps you stay on top of rate changes and proceed with confidence.

Why Choose GlobalPay for Currency Exchange?

  • Get the best currency exchange rates compared to those that other foreign currency exchangers in India offer
  • Check rates in real time before you proceed. Final rates are confirmed as per the selected product and order details.
  • Use Rate Alert to get a notification when the rate reaches your preferred level.
  • Buy/sell currency, get forex cards, and manage international transfers from one platform.
  • Choose doorstep delivery of currency and forex card or branch support where available, based on your location.

How to Convert INR to USD?

  • Enter the Amount in INR and Select USD: Type the amount you want to convert in INR, then choose USD as the currency you want to see. GlobalPay’s website includes an online calculator to convert INR to USD.
  • View the Converted Value and Set a Rate Alert (Optional): Your USD amount will appear instantly. Since rates often move, set a Rate Alert to get notified when your target rate is reached.

Live market rates fluctuate continuously; your final rate may vary by product (cash/card/remittance), order size, and applicable taxes.

Get Your USD in Four Simple Steps:

  • Trip Info: Add travel details like dates and purpose
  • Traveller: Enter traveller information
  • Payment: Complete payment and place the order
  • KYC: Sign the A2 form and upload the required documents

INR to USD Chart and Popular Conversion Amounts

Amount (INR) USD Equivalent

Note: These are indicative values. The INR to USD rate today may fluctuate based on live market movements

What Affects the INR to USD Exchange Rate?

  • US Economic Data + Federal Reserve Policy: Jobs, growth, and inflation can keep US interest rates higher for longer, which can strengthen the USD and weaken INR.
  • RBI Intervention: The rupee is market-driven, but the RBI may step in to reduce sudden, sharp moves. It may sell USD when the rupee is falling too fast, or buy USD when the rupee is rising too quickly, so the day’s movement stays more orderly.
  • Indian Macro Factors: These constitute inflation, growth outlook, and the RBI’s stance that influence investors’ interest in INR-denominated assets. Controlled inflation and improved outlook can keep INR stable against USD.
  • Crude Oil Prices: India imports a large share of its oil, and this bill typically rises as a result of increasing crude prices, raising demand for USD to pay for the same, and pushing the INR lower.
  • Risk Sentiment: Geopolitical events and market volatility often make investors choose to increase the demand for “safer” assets, historically the USD, weakening emerging market currencies like INR.
  • Demand Spikes: During peak travel months or university fee deadlines, demand for USD (forex cards, cash, remittances) can rise, pushing rates unfavourably compared to quieter periods.

Why Choose GlobalPay?

WSFx Global Pay Limited (GlobalPay) is an RBI AD-II-licensed and BSE-listed company with over 40 years of Trusted Standard in Global Payments, empowering students, global travellers, and professionals to move money across borders with ease, compliance, and transparency.

Complete financial solutions are delivered from doorstep to destination through the GlobalPay App (India’s First Global Transit App), which brings together currency exchange, international money transfers, forex card management, & curated airport transit exclusive features to ensure every international journey is smooth, fast, transparent, and truly convenient.

What You Get with GlobalPay:

  • Live INR to USD Rates: View the most accurate, real-time exchange values anytime.
  • Rate Lock Feature: Freeze your INR-to-USD rate for up to 72 hours by paying just 2% upfront, protecting you from sudden fluctuations.
  • Doorstep Delivery: Order online and receive your order at your home within 24 to 48 hours. For currency, we do not deliver.
  • Student & Travel Assistance: Support for education payments, remittances, and international travel needs.
  • 21 Customer Touch Points: Ensuring accessibility and convenience wherever you go.
  • 24/7 Dedicated Support: Always available to help you with your forex needs.
  • Easy Access via App & Website: A smooth, modern experience for every user.

Frequently Asked Questions

Use the currency calculator on the GlobalPay website to check the latest rate and get an instant estimate for your amount. When you’re ready, continue booking to see the final rate for your order.
Yes, you can use the online currency converter on the GlobalPay website and app.
An Authorised Dealer (AD) Category-II is an entity approved by the Reserve Bank of India (RBI) to handle specific foreign exchange services for individuals, mainly non-trade current account needs. In simple terms, it means the RBI has permitted the company to sell/buy foreign currency and offer certain forex services under FEMA rules.
What you can typically use an AD-Category-II for:
  • Buying/selling foreign currency for travel
  • Forex card issuance
  • Outward remittances for permitted purposes (as per RBI rules)
The INR to USD rate changes throughout the day. Use the converter on the GlobalPay website for the latest rate and your exact converted amount at the time of checking/booking.
Start by checking the real-time INR to USD rate on the GlobalPay converter for your amount. If you have a target rate in mind, set a Rate Alert to get notified when the rate reaches the same. Your final rate will be shown during booking based on the product you choose (foreign currency, forex card, or transfer), order size, and applicable charges/taxes.
You can find reliable INR to USD rates for international transfers from on GlobalPay website/app
You can track 1 INR to USD exchange rate changes in real time using the GlobalPay website or app by just clicking or tapping on ‘Rate Alert’.
On the GlobalPay app, Video KYC is designed as a one-time step, and it needs to be completed before you can place a transaction.
However, for each order, we may still request transaction-specific supporting documents (for example, a passport, a visa, a ticket, or other purpose documents) so we can process the transaction and meet applicable regulatory requirements.
Cash, cards, and remittances are priced differently due to their distinct costs and processing requirements, so the final INR→USD rate can vary by product and is confirmed at the time of booking.
An INR to USD transfer typically takes up to five business days.
The factors are:
  • Intermediary/correspondent banks involved in the routing
  • Banking hours and internal processing timelines
  • Incorrect or incomplete details (name mismatch, wrong account/SWIFT/IBAN, etc.)
  • Weekends and bank holidays in India or the receiving country
  • Currency conversion and compliance checks, especially for cross-border transfers
Yes, TCS may apply when you purchase USD, depending on the purpose of your transaction and your total LRS usage in the financial year (foreign currency, forex cards, and overseas remittances are counted under LRS).
  • If you’re within the applicable limit, TCS is generally not charged.
  • If you cross the applicable threshold, TCS is collected as per the purpose/category (education/medical may have different rates than tourism, for example).

    • Example (INR to USD): You’ve already paid ₹10,00,000 towards overseas education fees earlier this financial year. Later, you plan to buy USD worth ₹1,00,000 for your travel and initial expenses. Since your overall LRS transactions have already hit the threshold, TCS will be applicable on this ₹1,00,000 purchase at the education-linked rate (as per prevailing rules).
    Note: TCS rates and thresholds are set by the government and can change. The exact TCS charged depends on your purpose, documents (like an education loan, if any), and your total LRS usage for the year.
For the USA, a forex card is usually the best primary option, and a little cash for backup.
Best Setup (Most Travellers)
  • Forex Card (Primary): Safer than carrying lots of cash, easy to reload/top-up, good for hotels, shopping, and swipes.
  • USD Cash (Backup): Keep a small amount for tips, local transport, small stores, emergencies (think $100–$300 depending on trip length).
When Cash is Better
  • Very short trip + very small spend
  • You prefer cash-only budgeting
  • You may need some cash as soon as you arrive (late-night landing, small immediate expenses like tips or local transport).
When a forex card is better
  • Medium/long trips
  • You want security (card can be blocked/replaced vs lost cash)
  • You want to avoid carrying high-value cash
    • Under the RBI’s Liberalised Remittance Scheme (LRS), a resident Indian can buy up to USD 250,000 per financial year (April to March) for foreign travel, studies, or other legitimate reasons.
    This limit applies to the total forex acquired, with restrictions on cash components, and requires a PAN card, KYC, and Form A2.
    You’ll get the final rate quoted at booking, not the mid-market rate. Rates shown in the converter are indicative, and the final rate can vary by product (cash/card/remittance), order value, and applicable fees/taxes.
    Common (Usually Required): PAN, valid photo ID, and KYC details.
    • Travel: Passport + visa (if applicable) + confirmed ticket/travel proof.
    • Education: University offer/admission letter + fee invoice + student passport/visa (if applicable).
    • Remittance: Purpose proof (invoice/tuition letter/medical bill, etc.) + beneficiary bank details (name, account number, bank address, SWIFT/IBAN as applicable).
    Exact requirements can vary by transaction type and regulations; the final list is confirmed during booking/KYC.
    As per RBI, travellers (for most countries) can purchase foreign currency notes/coins up to USD 3,000 per visit, and carry the balance via store-value cards/other permitted instruments.
    Buy rate is used to buy foreign currency using local currency.
    Example: You exchange $100 for INR. GlobalPay “buys” your USD and gives you INR at the buy rate.
    The sell rate is the exchange rate that banks, forex traders, or money changers offer. This rate is always higher than the buying rate, as forex traders will always take advantage of the difference between the two rates.
    Example: You exchange ₹10,000 for USD. GlobalPay “sells” you USD at the sell rate.
    Often, yes. Banks often add a higher markup (2% to 5%) on the mid-market rate, whereas specialised forex providers offer more competitive, lower rates due to lower operational costs.
    Yes, it is generally safe to buy USD online in India as long as you do it through. RBI-authorised entities, banks, or reputable forex platforms. These platforms offer secure transactions, competitive live exchange rates, and doorstep delivery. It is essential to use only authorised dealers to avoid counterfeit currency, comply with FEMA regulations, and ensure you receive a valid receipt.
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